TERMS OF SERVICE
Last update: June 4, 2018
Welcome to MyCredits
This document sets out your rights and responsibilities for accessing or using MyCredits websites at www.mycredits.io, www.mycredits.co (collectively, “the Software” or “the Sites”) and other associated sites linked hereto and operated or controlled by MyCredits, LLC (“MyCredits”).
Please read these terms carefully because all uses of the Software are subject to these terms of service (“Terms” or “TOS”). By using the Software, you are acknowledging that you have read this and agree to it.
You must also be at least eighteen years old to use the Software without adult supervision. If you are under 18 years of age, you may not use the Software or purchase any product or service from us without the supervision of your parent or guardian.
We reserve the right to amend or change all or parts of this TOS from time to time. Any such amendments or changes will be posted here and shall constitute the new terms and conditions for the MyCredits Software from the time they are posted.
Unless otherwise provided in the Subscription Agreement, Services are purchased by Company and provided as subscriptions. Subject to your compliance with this Agreement and your payment of any applicable fees, MyCredits grants you a non-transferable, non-exclusive, worldwide right to access and use the purchased Services during the subscription term set out in a Subscription Agreement ("Subscription Term").
MyCredits Reward Program
The MyCredits Software operates on a transactional email response basis. Once your Customers (the “Company’s Customer(s)” or “Customer(s)”) purchases from your Shopify and/or Stripe, MyCredits will notify the Customers of the credits earned with that purchase. The Customer has 30 days to claim their rewards. If the Customer does not claim their rewards after 30 days, MyCredits will remove that Customer’s data from the MyCredits database. If a Customer has opted in to MyCredits by connecting their PayPal account to MyCredits (the Customer is thus considered “active”), that data will remain in the database, as they will earn ongoing rewards for their purchase history with your Company. Customer will receive emails from the Company of which they purchased from with offers to earn more rewards. At any time, any Customer can request their data completely removed from MyCredits by emailing at email@example.com.
Briefly, we generally collect only as much personally identifying information as is required to provide the services. Our general policy is not to disclose any personal nonpublic information of any visitor, customer, member, or client to any third-party, except under very limited circumstances.
You also understand that the Software or portions of the Software are publicly available and that if you post on a public site or via social media your post (including any personal information therein) may be publicly accessible via search engines and other means on the public Internet. MyCredits assumes no responsibility for information that YOU make public, and we will not be liable for any harm or damages that may arise from disclosures of your personal identifying information made by you or others not in our control. You should be careful and avoid posting information you do not wish to disclose on a public site or via social media. If you post via social media, we do not have control over the content of your post.
Information Provided by Users
You (the “Company”), who signs up for MyCredits, agree to connect your accounts that are yours or you are an authorized user of the accounts. The accounts to be connected to the MyCredits Software are Stripe, Shopify, Facebook, Vimeo and/or YouTube. MyCredits takes no responsibility for errors and omissions committed by the Company. If Company connected to a different account that is not theirs nor is Company authorized to use, MyCredits reserves the right to terminate Company’s MyCredits’ account.
Passwords and Security
B. Authorized Uses of The Site(s)
Your Use of the Software is Subject to This Limited License
The MyCredits Software, and all content thereon (the “Content”), is the exclusive and private property of its owner(s) unless otherwise stated. Use of the Software is permitted under a “limited license” that provides you limited access under these Terms.
Your access can be revoked without warning if you violate these Terms. Except as otherwise expressly provided, your right to access and to use the MyCredits Software is personal to you. You may not share your access, username, login, or password to the Software, or to any sites, products, or services offered via the Software. You agree to keep your login credential secure, and to comply with all password security policies, including password change and complexity requirements. You understand that if you are prompted to change your password, you may lose access to the Software, sites, products, or services if you fail do so.
You may use a standard web-browser (e.g. on a desktop, laptop, or similar computer, or on a portable device such as a tablet, smartphone, or other mobile device) to access the Sites, software, products, and services. All other software to access the Software, the Content, or our database(s) is in violation of these TOS.
Permissible uses of the MyCredits Software include all the uses which would normally be associated with a site of this nature, and which are not expressly prohibited herein. For example, our Software may provide videos or posts – you can view them and replay them. Some Content may include an invitation or opportunity to comment, discuss, or post questions or feedback for us via the Software or via social media. You may also have opportunities to participate in our polls, surveys, discussion threads, forums, or the like. You may have the ability to interact with and share experiences with us or other users.
You may also provide feedback or input to us directly in certain areas of the Software, such as where comments are permitted. You can share the Software with others via social media; however, you may not provide any link to an internal page on the Software that is not public, whether or not you have a URL for such page. You may have access through the Software to software, products, or services that you have licensed or purchased from us, or subscribed to. In most cases you will have to provide your login credentials to gain access.
Acceptable Use Policy
MyCredits is committed to ensuring the highest level of service for its members. As part of that commitment, it is important that we all abide by this Acceptable Use Policy, thus preserving the highest reputation and deliverability of our service. Violation of this policy may lead to account suspension or termination. Additionally, accounts may be suspended or terminated pursuant to our Terms & Conditions for behavior, activities, or content that threatens our systems.
MyCredits software may not be used to promote offensive, illegal, harassing activities, or business that is likely to be flagged by spam agencies/filters. Prohibited content includes, but is not limited to:
- Illegal goods or services
- Emails that violate CAN-SPAM Laws
- Pornography/sexually explicit content
- Escort and dating services
- Products involving unsubstantiated medical claims
- Opportunities that involve unsubstantiated income claims
- Gambling services or products
- Selling “Likes” or followers for a social media platform
MyCredits software may not be used in connection with any user content that involves, to any degree, any of the following:
- False or misleading business opportunities, scams, or pyramid schemes;
- Health claims that have been determined to be false or misleading by a regulatory agency; illegal activities;
- Sales of drugs;
- Sales of illegal products or services;
- Pornography or sexually explicit content;
- Content that promotes or depicts human trafficking, child abuse, animal abuse, or which encourages or promotes abuse of alcohol, drugs or other substances, graphic or gratuitous violence, or people being injured, beaten, hurt, attacked, or humiliated;
- Content that is needlessly shocking to the senses, gratuitously gross, or which depicts or promotes accidents, death, hate speech attacking or demeaning a group based on race, ethnic origin, religion, disability, gender, age, and the like;
- Any use of the Software in connection with predatory behavior, including invasions of privacy, directed to other persons, particularly children, is not permissible and, will not be tolerated.
- Harvesting or scrubbing leads from directories, websites, forums, social media sites, etc. All leads must be acquired through a voluntary form fill-in, such as a registration form, a checkout form, etc.
- Promoting affiliate links via commonly frowned-upon practices in the affiliate marketing industry including, but not limited to: cookie injection, spamming forums or social media, automated scripts, etc
- Use, initiation, or implementation of any automated system, including without limitation, "robots," "spiders," or "offline readers," on, through, or with the our software in a manner that utilizes more resources from (a) the software, (b) any MyCredits server or site, or (c) any third party server or site, in a given period of time than a human can reasonably produce in the same period by using a conventional on-line web browser
- The sending or distribution of unsolicited commercial email
- The use of malicious code, spyware, malware, Trojan horses and the like
- Purchased lists (of any form), Rented lists (of any form), List brokers (of any form)
Copying, Downloading, & Sharing
You understand and agree that the Content on the Software is subject to copyright laws in the US and internationally. You may only copy or download content or information on the Software that is expressly provided for that purpose. You understand and agree that we, in our sole discretion can decide which content you may download, copy, and/or share and that you will abide by our decisions and policies with regard to our content. You understand that if you do copy or reproduce any information without permission, we may immediately terminate your access to the Software and/or to the products or services.
If a file is made available for and intended for downloading, there will be downloading instructions, which tell you that you can download it and will also indicate whether you may share it. If a downloadable file does not expressly state that you may share it, then you may not do so without written permission.
Unauthorized use of the Software or the content is strictly prohibited.
While there are many permitted uses of the MyCredits Software as detailed above, not all uses are permitted.
Except as expressly provided, no commercial uses are allowed of the Site(s) or any of the Content without written permission. The foregoing in no way limits the use of the MyCredits software by registered Users or licensees whose use is controlled by their respective End User License Agreement. Any use of the Software that could in any way damage or impair the functionality for other users to any extent is prohibited.
You agree to respect our intellectual property rights and understand that you may not download or copy ANY of our Content in ANY area of the Site, except where permission to do so expressly provided, or unless such information is provided on specific parts or portions of the Software, such as a “Downloads” or “Free Resources” section.
You may not download or copy our information yourself and you may not employ any automated device, software tools, harvester, extractor, scraper, spider, robot, program, code, script, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, or copy the Software or any portion thereof, or any Content. You may not reproduce the Software or portions thereof in any way, nor ‘mirror’ the sites at a separate location or server. You may not obtain or attempt to obtain any Content through any means not purposely made available through the normal use of the Software (e.g. using a standard web browser).
You also expressly agree not to attempt to reverse engineer, replicate, or circumvent any sites product, or service feature of the Software, or that is marketed through the Software.
You also agree not to attempt to divert traffic from the Software by use of a confusingly similar domain name. You agree not to claim or suggest ownership or control of the Software, nor to imply or suggest any non-existent affiliation with the Software. You agree not to use comment or feedback threads to post support issues, complaints, or issues related to sales, or problems with access to software, products, or services including MyCredits, or others. You also agree not to use such opportunities for posting comment spam, links to other software, products, or services, or attacking other users. You understand and agree that any such prohibited uses may result in the loss of access to the Software, sites products, or services without warning or refund.
You also may not attempt to gain unauthorized access of any kind to the Software, or to any sites product, or service offered through the Software via any means including hacking, password guessing, backdoors, code injection, or any other means. You also agree that you will not engage in any activities using the Software that violate applicable laws or regulations in your locale. Such uses are strictly prohibited and include invasion of privacy laws, laws pertaining to defamation or libel, or the like.
C. Intellectual Property
All Content (including e.g. text, graphics, video, video scripts, music, artwork, sounds and sound tracks, visual components, photographs, and computer code, as well as branding, logos, and such), including but not limited to the individual design elements, selection, layout, coordination, structure, expression, and sequencing, user interfaces, “look and feel,” and arrangement on the Software, or in the sites products, or services offered through the Software is owned or controlled by, or under license to MyCredits, and is protected by US and international copyright, trademark, trade dress, and various other applicable intellectual property rights, including unfair competition laws.
You agree that you will not remove, replace, or obscure any copyright, trademark, service mark or other indicia of source or ownership, nor any notices or legends used in connection with any Content provided on the Software or sites products, or services offered through the Software, nor with respect to anything that you may post or upload to the Software (if any uploading is permitted) or via any software or service. Any effort to remove, replace, or obscure such marks is a violation of our Terms of Service.
The prohibition on removing copyright and similar notices applies to any downloadable files that may be provided on the Software, even where we give you permission to share those files with others. You must share the file as we provide it and not remove our marks, notices, or legends. Third party content, if any, provided by users may be copyrighted by such third parties and its use on the Software is with permission, or solely for discussion, commentary, and/or educational purposes, and is believed to be a fair use within the meaning of 17 USC § 107.
MyCredits, and other trademarks and service marks referenced herein are trademarks and/or service marks of MyCredits.
MyCredits’ marks (whether or not registered) may not be used for any reason(s) without written permission, regardless of purpose or intent. You agree not to register, operate, or lease any domain with a confusingly similar name to any such mark(s) without permission from MyCredits. Any other trademarks or service marks used or mentioned herein, whether or not registered, are the property of their respective owners. Permission for the use of any third-party mark should be obtained from the owner.
For purposes herein, discussion or commentary that may involve federally registered trademark names, or names protected under the common law is believed to be nominative use that is permissible and not subject to restriction.
We are always looking to improve our software, products, and services. We welcome your ideas, suggestions and comments for improvements, or new products or services. We accept all unsolicited ideas, suggestions, and feedback solely on an unrestricted basis, meaning that we are not limited in how we utilize, implement, or commercialize the ideas, suggestions, or feedback. Our acceptance of your voluntarily submitted ideas, suggestions, or feedback is not an acknowledgement or admission that anything in the idea, suggestion, or feedback is original to you. Unless we have agreed otherwise in writing prior to your submission, you understand that we own all rights to any improvement(s) or new product(s) we make, whether or not they incorporate or appear to incorporate (in whole or in part) any idea, feedback or suggestion you have provided. You agree to relinquish and/or assign any right, title, or interest in such suggestion that you might otherwise retain. You agree that our review and consideration of your idea, suggestion, or feedback, and/or our implementation or development thereof (in whole or part), as well as your access or continued access to the software, product, or service, are adequate compensation for your assignment thereof. Do not submit any ideas, suggestions, or comments unless you understand and accept the foregoing.
D. External Links/Affiliate Relationships
Third Party sites
We may provide various links to external sites that provide useful resources, products, or services that we believe may be useful to you, valuable for your business, or just worth exploring. In some cases, we may recommend a product or service, while in other cases we may merely suggest that you check it out or consider whether that product or service is useful for you.
Sometimes we’ll provide hyperlinks (or “links”) that will direct you to or connect you with other websites that are not related to the Software.
Unless we say otherwise, our decision to provide links to external or third party sites does not necessarily imply affiliation, endorsement, or adoption of those sites, any information contained therein, or any products or services offered on the sites. We do not and cannot guarantee that the information or other material linked is accurate, current, or available. You understand that we assume no responsibility or liability for any external links or any content on such third party sites, and you agree that we are not responsible whatsoever for any actions you take there, including any purchases. We likewise make no claims regarding and accept no responsibility for third party sites that link to our Software.
Even where we expressly endorse a product or service (which endorsement may be based on the personal or professional opinion of one or more persons), you understand that our position or opinion on the product or service is based on those factors we have considered, and that we do not have the ability to evaluate or opine on the quality, price, advisability, suitability, need, or satisfaction that you may experience with such products or services. You should always do your own due diligence on any product or service prior to purchasing, to determine if it is right for you, whether or not we recommend it.
In some cases MyCredits or its owners may have an affiliate relationship with a third party site or service provider mentioned on the Software, and may be compensated (e.g. receive a valuable benefit, or even a commission) if you visit and/or purchase a product or service from the affiliated site. We will generally endeavor to identify any such relationships so that you understand that even though we endorse a particular product or service, we also may be compensated in some way if you choose to do business with the recommended business or site. However, you should assume that we do have such a relationship – and that we will be compensated if you purchase a product or service. Where we have an affiliate relationship with such third party sites, our receipt of compensation does not increase your cost to purchase the product or service, and if you purchase through an affiliate link, you will generally receive valuable bonuses that you will not otherwise be entitled to receive. Moreover, while many people would like us to endorse or recommend their products, we will never endorse or recommend any product or service we do not believe in, that is not of good quality, or which we do not think can provide benefits for you, regardless of potential compensation. However, if the possibility of us receiving compensation is not agreeable to you, please do not buy through any link on the Software. Our software, products and services, including those that are available through the Software may also be offered by or through third party affiliates who are compensated by us, for example if you purchase a product or service from us. While we are responsible for claims we have made regarding our software, products or services, we cannot be held responsible for any claims made by third parties. Moreover, those third parties may promise the inclusion of various bonuses or additional products or services.
If those bonuses, products, or services are a part of our offer, we are responsible for delivering or providing them and will do so. If the third party affiliate has offered additional bonuses, products, or services that are not a part of our offer, you should contact them regarding delivery, or support issues for those bonuses, products, or services.
We endeavor to be selective in the people or companies we allow to promote our products or services. If you believe that you have been promised bonuses, products, or services from a third party claiming to be our affiliate who does not follow through or deliver the promised bonuses, products, or services, and if you have been unsuccessful in resolving the issue, we would appreciate hearing about it. Problems can arise, and while we cannot take responsibility for such problems, if we see a pattern of problems with an affiliate we will determine if we should allow them to promote our products or services in the future.
E. Information You Provide To Us Must Be Truthful
When enrolling in, subscribing to, or purchasing any service, option, or product through the Software, you must provide only true and accurate information, which is current and complete. Your entry of any information is your promise that any name, mailing address, e-mail account, and/or credit card information you provide to us is registered to you and/or your use of such information is with permission. You understand that we can and generally will bar your access to and use of the Software if we believe that you have provided untrue, inaccurate, not current, or incomplete information. You also promise that if you are ordering or purchasing products or services on behalf of a company or other entity, that you have proper authority to commit that company in such a transaction. If you are using a pseudonym, nickname, assumed name or the like (where permitted), you agree that you will nonetheless provide accurate information to our processing company where required (e.g. your real name in connection with a credit card account) so that you can be billed for one-time or recurring fees.
F. Service and/or Product Descriptions
MyCredits attempts to be as accurate as possible in its descriptions including descriptions of services, options, and products offered or available on the Site(s). We make every reasonable effort to ensure accuracy, however, we cannot guarantee that every product or service description on the Site is 100% accurate, complete, reliable, and/or error-free. We do not assume any responsibility for the accuracy of any descriptions for any product or service sold by third parties using MyCredits, nor the accuracy of the description of any third party product or service purchased via MyCredits. Except as expressly provided, your sole recourse is from the third party providing the product or service, or from whom you purchased.
G. Additional Terms
This Terms of Service agreement is also governed by the provisions below. You should seek to understand these provisions and you must agree and abide by them.
1. No Warranties are Made
We make no warranties, expressed or implied, regarding the Content on the Software. No warranties or guarantees are made as to the accuracy, factual basis, timeliness, applicability, or suitability of any information on the Software for any purpose, including your particular needs. While we have many years of high-level marketing and product development experience that we share, nothing written, discussed, presented, or communicated in any way or form on the Software is intended as professional advice of any other type and should not be considered or used as such. Consult your attorney, CPA, or other professional for help should you require it. Your use of the Software is subject to your acceptance of any liability that may result as a consequence of actions you take or fail to take based on the Content provided here.
The Software, and the Content, including any information, data, case studies, and personal experiences shared are all provided on an "AS IS," and "AS AVAILABLE" basis.
The Software, sites products, or services may not always be available to you when you would like access for reasons beyond our control. And from time to time we may suspend and/or deny access to the Software for updates, maintenance (scheduled or unscheduled), enhancements, upgrades, improvements, or corrections, or to maintain or improve security.
In addition, some information and offers provided on the Software are time-limited and will be removed at our discretion. We also believe some Content has a limited useful life and we reserve the right to take down, remove, or archive Content at our discretion.
We also do not make any guarantees that the Software will be updated, changed, or amended on a particular schedule or with regularity. Despite our desire and sincere efforts to keep the Software and Content up to date and free of errors, the Content may contain typographical or factual errors or inaccuracies, or become outdated.
While the vast majority of our customers are delighted with their purchases, if for some reason you are unhappy with any software, product, or service offered through the Software, your sole recourse is the stated guarantee for that sites product, or service. For example, you can receive a refund within the refund period where a money-back guarantee is made. Where a satisfaction guarantee, or other written guarantee is expressly offered in connection with a particular product or service, you can hold us to whatever other promises we made in our written guarantee. If there are any stated conditions in the guarantee, you may need to document that you have satisfied the conditions. There are NO other warranties or guarantees made related to the use of the Software or the Content, or for any products or services offered through the Software. Any guarantees or warranties that might be implied by law are specifically disclaimed including but not limited to, warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
While we attempt to be as accurate as possible in the descriptions on the Sites including descriptions of software, products, services, options, and bonuses offered or available on the Sites, we cannot and do not guarantee that every product or service description on the Sites is 100% accurate, complete, reliable, and/or error-free.
2. MyCredits’ Liability is Strictly Limited
You understand and agree that we are not and will not be responsible for any loss or damage that you might incur as a result of using the Software, or (any sites products, or services offered through the Sites) whether it results from an act or an omission by us or any other party, including another user.
You agree that you cannot and are not entitled to recover, whether in contract or tort, for any direct, special, indirect, punitive, consequential or incidental damages, attorney fees, or any other damages of any kind even if we knew or were advised of the possibility of such damages. The limitation on liability includes damages from all causes including lost time, damage caused by viruses, spyware, adware, or other malware which may infect a user's equipment, unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure.
In all cases, our total liability shall be limited to liquidated damages of no more than (i) the amount you spent on any product or service offered through the Sites in the last calendar year, or (ii) $50.00, whichever is greater. Moreover, you agree that all claims must be brought within 1 year of the date on which you first knew or should have known of your alleged claim, notwithstanding any state law to the contrary.
You agree to be held accountable for your behavior on the Site.
You agree to only post information or comments on the Sites that you own or have proper rights to publish or post. You may not publish or post and agree not to publish or post any proprietary or confidential information, trade secrets, insider information, or similar information on the Sites, or through the use of the products or services offered through the Sites. If you are not the copyright owner of any image or other information or do not have permission from the copyright owner, you agree not to publish or post that image or information on the Sites and will indemnify us for any harm caused to us by your actions. You agree not to promote any goods or services that infringe another person’s trademarks using the Sites or via the software, products, or services offered through the Sites.
To ensure we are not held responsible for your actions, you agree to indemnify and hold harmless MyCredits and its subsidiaries, officers, owners, directors, employees, agents, and suppliers from any claim, action, demand, loss, or damages (including attorneys' fees) made or incurred by any third-party arising out of and/or relating to your use of the Sites, the products or services, your violation of our Terms of Service, and/or your violation of any rights of a third party.
4. No Conflict of Interests
If you have a personal or financial interest in any site, product, or service that may influence a comment or post, or that a reasonable person would want to know when reading your comment or post, you agree not comment or post information about that site, product, or service without disclosing your interest. You also agree to never to post under an assumed name or use a false identity on the Site(s) for personal gain, or to avoid disclosing your interest. You agree not to post unfavorable information about any competing business or service without disclosing your business interests. You also will not have another person make such comments or posts for your benefit or gain.
5. Jurisdiction and Binding Arbitration
The MyCredits Software are controlled and operated by MyCredits, LLC from its headquarters in the Naples area in Florida, in the United States of America. Because the Software are hosted on the worldwide web, access may be available in other countries. We are happy to make the Content, software, products, and/or services available to people in any country where legal to do so. And while we are not currently aware of any country that bans information of this type, nor specifically the information we provide, we make no representation that materials on the Software are appropriate or legal for use in any locations outside the United States. The laws regarding use of webinars, and the dissemination of privately produced video via the Internet may vary in different countries. If you have access to the Software from a location outside the United States of America, you and you alone are responsible for compliance with all applicable laws of your jurisdiction. Accessing the Software from any country where the contents are deemed illegal or where they are contrary to regulations is prohibited and definitely not recommended by us, as we do not fancy prisons, foreign or domestic. If you choose to access the Software from other locations, you do so on your own initiative and at your own risk. You are responsible for compliance with local laws and/or consequences of violating such laws or regulations.
Your continued access or use of the Software is your acceptance of the foregoing Terms of Service in their entirety.
Please enjoy MyCredits!
Questions regarding our Terms of Service may be directed to: